There is no premium required for the following endorsements, using the General Endorsement Form, which are permitted without specific approval from the Department of Insurance:
- Endorsements correcting mistakes
- Future Insurance (continuing liability under existing policies)
- Endorsements deleting exceptions which no longer affect title to the land
- Changes in effective dates (Loan Policies Only), provided the endorsement does not insure a mortgage modification requiring a premium (refer to Mortgage Modification Endorsements)
- Insurance against the attempted enforcement of known claims for ascertainable sums of money in reliance on security commensurate with such risk
- Deletion of General Exceptions
